We Process Your Loans. You Close More Deals.
Contract-to-close processing for California mortgage brokers. 3-hour file turnaround. 20+ years of experience. Starting at $199/file.
Lenders Our Clients Work With:
Our Services
Complete Contract-to-Close Mortgage Processing
We manage your multiple loan files with precision, ensuring every document is in place for a smooth closing process.
Contract-to-Close Processing
We manage the entire loan processing workflow from file setup to final closing coordination. Our team prepares files for underwriting, manages borrower documentation, clears conditions, and ensures the loan moves efficiently toward approval and closing.
File-Setup
Each loan file is carefully reviewed and organized before underwriting submission. Proper file preparation helps prevent delays, reduce conditions, and improve approval speed.
Document Collection
We coordinate borrower documentation and verify that all required documents are complete and accurate before submitting the loan file to underwriting.
Underwriting Submission
Once the file is ready, we submit the loan package to underwriting with the required documentation and supporting details needed for approval.
Conditions Clearing
Our processors respond quickly to underwriting conditions and coordinate with loan officers and borrowers to obtain the necessary documentation.
Closing Coordination
We manage the final stages of the loan process and coordinate with lenders, brokers, and title companies to ensure the file is ready for closing.
Mortgage Processing Built for Modern Broker Workflows
Loan Programs We Process
We process a wide range of mortgage loans including Conventional, FHA, VA, USDA, Jumbo, and Non-QM programs, ensuring brokers have reliable support across different loan types.
Working With Top Wholesale Lenders
We regularly process loans submitted to major wholesale lenders such as UWM, Rocket Mortgage, and other leading lending institutions.
Compatible With Leading LOS Systems
Our team works inside the loan origination systems brokers already use, including Encompass, Calyx Point, LendingPad, and other industry platforms.
Simplifies Processing Workflow
Once a file is submitted, our processors review documentation, prepare the loan for underwriting, manage conditions, and coordinate the final steps toward closing.
Now accepting new broker partners
Michael Ramirez
Mortgage Broker
California
Why Choose Us
Why Brokers Choose Xpress Loan Processing
Fast Loan Estimate Turnaround
Loan estimates are typically generated within three hours of receiving a completed file, helping keep deals moving forward quickly.
End-to-End File Management
From file submission to closing coordination, we handle the details so you can focus on originating more loans.
20+ Years Industry Experience
Our team has processed thousands of loan files across multiple loan programs and lender requirements.
Dedicated Loan Processing
Each file is handled by experienced processors who manage documentation, underwriting submissions, and condition clearing.
Efficient Condition Clearing
We respond quickly to underwriting requests and work directly with borrowers and loan officers to resolve conditions.
Clear Communication
We provide regular updates so brokers and loan officers always know the status of their loan files.
Pricing
Simple Per-File Mortgage Processing Pricing
Everything in Growth, plus:
24-hour first file turnaround guarantee
Dedicated account processor — yours exclusively
Priority queue — your files processed first
Weekly pipeline review & status reporting
Direct phone line & real-time communication
Everything in Starter, plus:
Full contract-to-close processing
Priority underwriting submission & follow-up
Priority condition clearing & escalation support
Same-day status updates & priority email
Dedicated processor assigned per file
Faster turnaround on high-volume months
No monthly commitment — pay per file
Full file setup & compliance review
Borrower document collection & coordination
Underwriting submission preparation
Condition tracking & clearing support
Email support with file status updates
How it works
Our Mortgage Processing Workflow
Service Agreement
We confirm service terms and pricing before beginning processing support.
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Submit Loan Files
Send files through your preferred loan origination system and our processors begin reviewing immediately.
Join 150+ broker partners already using XLP
Impact
Mortgage Processing That Helps You Close More Loans
With more than 20 years of mortgage processing experience and thousands of processed loan files, Xpress Loan Processing helps brokers and loan officers streamline their workflow and close loans faster.
Join 150+ broker partners already using XLP
FAQ
Mortgage Processing FAQ
How quickly do you start processing a file?
How quickly are loan estimates generated?
What areas do you serve?
Which loan origination systems do you work with?
Do you work directly with borrowers?
Can you handle multiple loan files at the same time?
Contact us
Start Working With Xpress Loan Processing
Let our experienced processors handle the loan processing so you can focus on originating more loans and growing your pipeline.
